{"id":78053,"date":"2020-03-06T19:32:05","date_gmt":"2020-03-06T16:32:05","guid":{"rendered":"https:\/\/www.sorubak.com\/blog\/?p=78053"},"modified":"2020-03-06T19:32:05","modified_gmt":"2020-03-06T16:32:05","slug":"kredi-karti-borcunu-yapilandirma","status":"publish","type":"post","link":"https:\/\/www.sorubak.com\/blog\/kredi-karti-borcunu-yapilandirma.html","title":{"rendered":"Kredi Kart\u0131 Borcunu Yap\u0131land\u0131rma"},"content":{"rendered":"<p><strong>Kredi Kart\u0131 Borcunu Yap\u0131land\u0131rma<\/strong><\/p>\n<p>Kredi kart\u0131 borcu bata\u011f\u0131 \u00fclkemizde yayg\u0131n olarak bilinen bir tabir. Bir\u00e7ok vatanda\u015f bilin\u00e7siz kullan\u0131m sonucu kredi kart\u0131 borcunu \u00f6demeyecek noktaya getirmektedir. Ayl\u0131k gelirini bildi\u011fi halde hesaps\u0131zca yap\u0131lan al\u0131\u015fveri\u015flerin ay sonu ekstre gelince \u00e7ok a\u011f\u0131r sonu\u00e7lar\u0131 olabilmektedir. Bu y\u00fczden \u00fclkemizde bir\u00e7ok vatanda\u015f kredi kart\u0131n\u0131 borcunu \u00f6demeyecek noktaya gelmi\u015f ve bir\u00e7o\u011fu hakk\u0131nda yasal takip ba\u015flat\u0131lm\u0131\u015ft\u0131r. Bu yaz\u0131m\u0131zda y\u00fcksek \u00f6demeyece\u011fi tutarda kredi kart\u0131 borcu bulunanlar i\u00e7in yap\u0131land\u0131rma ve taksitlendirme i\u015fleminin nas\u0131l yap\u0131laca\u011f\u0131 hakk\u0131nda bilgilere de\u011finece\u011fiz.<\/p>\n<p><strong>Kredi kart\u0131 bor\u00e7 yap\u0131land\u0131rmas\u0131<\/strong> belirli \u015fartlar sa\u011fland\u0131\u011f\u0131 takdirde ger\u00e7ekle\u015ftirilmektedir. Her bankan\u0131n kredi kart\u0131 borcu yap\u0131land\u0131rma i\u015flemi i\u00e7in faiz oranlar\u0131 de\u011fi\u015febilir. Yap\u0131land\u0131rma i\u015flemi s\u0131ras\u0131ndaki faiz oranlar\u0131 hakk\u0131nda bilgi almak i\u00e7in bankan\u0131z m\u00fc\u015fteri temsilcisi ile g\u00f6r\u00fc\u015febilirsiniz. Genellikle bu tarz durumlarda kredi kart\u0131 borcunu ihtiya\u00e7 kredisi \u00e7ekerek de yap\u0131land\u0131rma i\u015flemi ger\u00e7ekle\u015fmektedir. Bu \u015fekilde 60 aya kadar vadesi olan bir ihtiya\u00e7 kredisi \u00e7ekilmekte ve bor\u00e7lar \u00f6denmektedir. Yine bu noktada uygun kredi faiz oranlar\u0131 hakk\u0131nda bilgi almak i\u00e7in bankan\u0131z ile g\u00f6r\u00fc\u015ferek kendi b\u00fct\u00e7enize uygun bir \u00f6deme plan\u0131 \u00e7\u0131karmal\u0131s\u0131n\u0131z.<\/p>\n<p>Kredi kart\u0131 borcunuzu \u00f6deme noktas\u0131nda s\u0131k\u0131nt\u0131 ya\u015fad\u0131\u011f\u0131n\u0131z zaman banka ile g\u00f6r\u00fc\u015ferek yap\u0131land\u0131rma almak istedi\u011finizi iletebilirsiniz. Kredi kart\u0131 bor\u00e7lar\u0131 12 aydan fazla olacak \u015fekilde yap\u0131land\u0131r\u0131lmamaktad\u0131r. 60 aya kadar ihtiya\u00e7 kredisi \u00e7ekilerek de bor\u00e7 kapat\u0131labilir fakat e\u011fer \u00f6demelerinizi d\u00fczenli yapmad\u0131ysan\u0131z ve kredi notunuz d\u00fc\u015f\u00fckse de kredi \u00e7\u0131kmayabilir. Bu tarz durumlarda bankaya giderek do\u011frudan bilgi al\u0131nmas\u0131 en sa\u011fl\u0131kl\u0131 olan\u0131d\u0131r.<\/p>\n<p>Ayr\u0131ca kredi kart\u0131n\u0131z\u0131n limiti y\u00fcksekse ve kullan\u0131labilir limit varsa <strong>taksitli nakit avans<\/strong> \u00e7ekerek de kredi kart\u0131 borcunuzu \u00f6deyebilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kredi Kart\u0131 Borcunu Yap\u0131land\u0131rma Kredi kart\u0131 borcu bata\u011f\u0131 \u00fclkemizde yayg\u0131n olarak bilinen bir tabir. Bir\u00e7ok vatanda\u015f bilin\u00e7siz kullan\u0131m sonucu kredi kart\u0131 borcunu \u00f6demeyecek noktaya getirmektedir. Ayl\u0131k gelirini bildi\u011fi halde hesaps\u0131zca yap\u0131lan al\u0131\u015fveri\u015flerin ay sonu ekstre gelince \u00e7ok a\u011f\u0131r sonu\u00e7lar\u0131 olabilmektedir. Bu y\u00fczden \u00fclkemizde bir\u00e7ok vatanda\u015f kredi kart\u0131n\u0131 borcunu \u00f6demeyecek noktaya gelmi\u015f ve bir\u00e7o\u011fu hakk\u0131nda yasal &#8230; <a title=\"Kredi Kart\u0131 Borcunu Yap\u0131land\u0131rma\" class=\"read-more\" href=\"https:\/\/www.sorubak.com\/blog\/kredi-karti-borcunu-yapilandirma.html\" aria-label=\"More on Kredi Kart\u0131 Borcunu Yap\u0131land\u0131rma\">Devam\u0131n\u0131 oku&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":78043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[21779],"tags":[],"class_list":["post-78053","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts\/78053","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/comments?post=78053"}],"version-history":[{"count":0,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts\/78053\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/media\/78043"}],"wp:attachment":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/media?parent=78053"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/categories?post=78053"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/tags?post=78053"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}