{"id":78048,"date":"2020-03-03T19:23:20","date_gmt":"2020-03-03T16:23:20","guid":{"rendered":"https:\/\/www.sorubak.com\/blog\/?p=78048"},"modified":"2020-03-03T19:23:20","modified_gmt":"2020-03-03T16:23:20","slug":"kredi-karti-limit-arttirma-islemi-nasil-yapilir","status":"publish","type":"post","link":"https:\/\/www.sorubak.com\/blog\/kredi-karti-limit-arttirma-islemi-nasil-yapilir.html","title":{"rendered":"Kredi Kart\u0131 Limit Artt\u0131rma \u0130\u015flemi Nas\u0131l Yap\u0131l\u0131r?"},"content":{"rendered":"

Kredi Kart\u0131 Limit Artt\u0131rma \u0130\u015flemi Nas\u0131l Yap\u0131l\u0131r?<\/strong><\/h1>\n

G\u00fcn\u00fcm\u00fczde vatanda\u015flar taraf\u0131ndan \u00f6deme i\u015flemlerinde daha \u00e7ok kredi kart\u0131 kullan\u0131lmaktad\u0131r. Kredi kartlar\u0131 vatanda\u015flar\u0131n al\u0131\u015fveri\u015f yapt\u0131klar\u0131 esnada olduk\u00e7a cazip etmekte ve avantajlar\u0131 ile kullan\u0131ma y\u00f6nlendirmektedir.<\/p>\n

Kredi kartlar\u0131n\u0131n kullan\u0131m\u0131n\u0131n bu kadar yayg\u0131n olmas\u0131 nedeniyle haliyle bankalar taraf\u0131ndan da bu alanda \u00e7e\u015fitli d\u00fczenlemeler ve kampanyalar yap\u0131lm\u0131\u015ft\u0131r. Kredi kartlar\u0131 \u00fczerinden her ne kadar al\u0131\u015fveri\u015f yap\u0131l\u0131yor olsa da baz\u0131 durumlarda olumsuzluklar ya\u015fanabilmektedir. \u00a0Bu gibi durumlarda kredi kart\u0131n\u0131n limiti<\/strong> yetersiz oldu\u011fu i\u00e7in vatanda\u015flar genellikle al\u0131\u015fveri\u015fini yapamamakta ve al\u0131\u015fveri\u015f s\u0131ras\u0131nda ma\u011fduriyet ya\u015famaktad\u0131r. Bunun i\u00e7in vatanda\u015flar\u0131n en \u00e7ok merak etti\u011fi konular\u0131n ba\u015f\u0131nda kredi kart\u0131 limitinin nas\u0131l artt\u0131r\u0131laca\u011f\u0131 gelmektedir. Kredi kart\u0131n\u0131n limitinin artt\u0131r\u0131lmas\u0131nda ve belirlenmesinde baz\u0131 etkenler bulunmaktad\u0131r.<\/p>\n

Kredi Kart\u0131 Limiti Nas\u0131l Belirlenmektedir?<\/strong><\/p>\n

Bir ki\u015finin kredi kart\u0131 al\u0131rken kullanabilece\u011fi en \u00fcst limit; kredi kart\u0131 limiti kavram\u0131n\u0131 ifade etmektedir. Kredi kart\u0131 limiti ki\u015finin ayl\u0131k geliri ve kredi notuna g\u00f6re belirlenmektedir. Ayr\u0131ca ki\u015finin ayn\u0131 bankadan iki adet kredi kart\u0131 oldu\u011funda limiti 2 bin TL ise, iki kart ald\u0131\u011f\u0131nda limit 4 bin TL\u2019ye \u00e7\u0131kmaz kartlar aras\u0131nda b\u00f6l\u00fcm yap\u0131larak yine 2 bin TL olur.<\/p>\n

Kredi kart\u0131 limiti belirlenirken<\/strong> ki\u015finin daha \u00f6nceden ki \u00f6deme al\u0131\u015fkanl\u0131klar\u0131, hakk\u0131nda yasal takip olup olmad\u0131\u011f\u0131, bor\u00e7lar\u0131 ve risk durumuna bak\u0131l\u0131r. T\u00fcm bu hususlar g\u00f6z \u00f6n\u00fcnde bulundurulduktan sonra ki\u015fiye g\u00f6re bir kredi kart\u0131 limiti belirlenir. Ayr\u0131ca her banka ki\u015fi i\u00e7in ayn\u0131 kredi kart\u0131 limiti belirleyecek diye bir husus da yoktur. Bir bankadan y\u00fcksek limitli kredi kart\u0131 ad\u0131n\u0131za \u00e7\u0131karken di\u011ferinden d\u00fc\u015f\u00fck limitli kredi kart\u0131 \u00e7\u0131kabilir.<\/p>\n

Kredi kart\u0131 limiti ilk sene i\u00e7in gelirin maksimum 2 kat\u0131 olacak \u015fekilde verilmektedir. \u0130ki ve sonraki y\u0131llarda ise kredi kart\u0131 limiti maa\u015f\u0131n\u0131z\u0131n 4 kat\u0131 olacak \u015fekilde verilebilir. Geliriniz artt\u0131k\u00e7a buna ba\u011fl\u0131 olarak kredi kart\u0131 limitiniz de art\u0131\u015f g\u00f6sterecektir.<\/p>\n

Kredi kart\u0131 limitinizi artt\u0131rmak i\u00e7in mobil bankac\u0131l\u0131\u011f\u0131, internet bankac\u0131l\u0131\u011f\u0131 veya kart\u0131n\u0131z\u0131n bulundu\u011fu m\u00fc\u015fteri temsilcisini arayabilirsiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kredi Kart\u0131 Limit Artt\u0131rma \u0130\u015flemi Nas\u0131l Yap\u0131l\u0131r? G\u00fcn\u00fcm\u00fczde vatanda\u015flar taraf\u0131ndan \u00f6deme i\u015flemlerinde daha \u00e7ok kredi kart\u0131 kullan\u0131lmaktad\u0131r. Kredi kartlar\u0131 vatanda\u015flar\u0131n al\u0131\u015fveri\u015f yapt\u0131klar\u0131 esnada olduk\u00e7a cazip etmekte ve avantajlar\u0131 ile kullan\u0131ma y\u00f6nlendirmektedir. Kredi kartlar\u0131n\u0131n kullan\u0131m\u0131n\u0131n bu kadar yayg\u0131n olmas\u0131 nedeniyle haliyle bankalar taraf\u0131ndan da bu alanda \u00e7e\u015fitli d\u00fczenlemeler ve kampanyalar yap\u0131lm\u0131\u015ft\u0131r. Kredi kartlar\u0131 \u00fczerinden her ne … Devam\u0131n\u0131 oku…<\/a><\/p>\n","protected":false},"author":1,"featured_media":78043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[21779],"tags":[],"_links":{"self":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts\/78048"}],"collection":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/comments?post=78048"}],"version-history":[{"count":0,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts\/78048\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/media\/78043"}],"wp:attachment":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/media?parent=78048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/categories?post=78048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/tags?post=78048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}