{"id":78042,"date":"2020-03-02T19:08:41","date_gmt":"2020-03-02T16:08:41","guid":{"rendered":"https:\/\/www.sorubak.com\/blog\/?p=78042"},"modified":"2020-03-02T19:08:41","modified_gmt":"2020-03-02T16:08:41","slug":"kredi-karti-asgari-odeme-tutarini-ogrenme","status":"publish","type":"post","link":"https:\/\/www.sorubak.com\/blog\/kredi-karti-asgari-odeme-tutarini-ogrenme.html","title":{"rendered":"Kredi Kart\u0131 Asgari \u00d6deme Tutar\u0131n\u0131 \u00d6\u011frenme"},"content":{"rendered":"

Kredi Kart\u0131 Asgari \u00d6deme Tutar\u0131n\u0131 \u00d6\u011frenme<\/strong><\/h1>\n

G\u00fcn\u00fcm\u00fczde g\u00fcnl\u00fck ihtiya\u00e7lar\u0131n\u0131 art\u0131k bir\u00e7ok vatanda\u015f ge\u00e7im s\u0131k\u0131nt\u0131s\u0131 nedeniyle kredi kart\u0131 ile sa\u011flamaktad\u0131r. Bu yaz\u0131m\u0131zda ise kredi kart\u0131 asgari \u00f6deme hakk\u0131nda bilgilere yer verece\u011fiz.<\/p>\n

Kredi Kart\u0131 Asgari \u00d6deme Tutar\u0131 Nedir?<\/strong><\/h2>\n

Kredi kartlar\u0131ndaki asgari \u00f6deme tutar\u0131, kredi kart\u0131n\u0131n gelen ekstresinde ki borcun son \u00f6deme tarihine kadar vatanda\u015f taraf\u0131ndan \u00f6denmesi gereken en d\u00fc\u015f\u00fck tutar\u0131 belirtir. Asgari \u00f6deme tutar\u0131ndan az bir \u00f6deme yap\u0131ld\u0131\u011f\u0131nda borca gecikme faizi i\u015flemektedir. Asgari \u00f6deme tutar\u0131n\u0131n \u00fcst\u00fcnde bir \u00f6deme yap\u0131ld\u0131\u011f\u0131 takdirde ise sadece kalan borca akdi faiz uygulan\u0131r.<\/p>\n

Kredi Kart\u0131 Asgari \u00d6deme Hesaplanmas\u0131<\/strong><\/h2>\n

Kredi kart\u0131 asgari \u00f6deme hesaplama i\u015flemleri eskiden kart limitine g\u00f6re de\u011fi\u015fkenlik g\u00f6stermekteydi. Fakat g\u00fcn\u00fcm\u00fczde ise t\u00fcm kredi kartlar\u0131 i\u00e7in bu limit %30\u2019dur. Yeni temin edilen kredi kartlar\u0131nda ise durum farkl\u0131l\u0131k g\u00f6stermektedir. Kredi kart\u0131n\u0131 ilk defa alacaklar i\u00e7in asgari \u00f6deme tutar\u0131 %40 olacakt\u0131r. Bu oran mevcut d\u00f6nemdeki \u00f6denmesi gereken en az tutar\u0131 ifade etmektedir. Bu oran\u0131n alt\u0131nda bir \u00f6deme yap\u0131ld\u0131\u011f\u0131nda ise yani kredi kart\u0131n\u0131z\u0131n asgari \u00f6demesinin alt\u0131nda bir \u00f6deme yapt\u0131\u011f\u0131n\u0131zda gecikme faizi uygulan\u0131r.<\/p>\n

Kredi kart\u0131 asgari borcunuzu bankalar\u0131n hesaplama ara\u00e7lar\u0131 vas\u0131tas\u0131yla \u00f6\u011frenebilece\u011finiz gibi do\u011frudan hesap kesim tarihinizden sonra gelen ekstreden de \u00f6\u011frenebilirsiniz.<\/p>\n

Kredi Kart\u0131n\u0131n Kullan\u0131ma Kapat\u0131lmas\u0131<\/strong><\/h2>\n

Kredi kart\u0131 borcunun \u00f6denmemesi durumunda kart kullan\u0131ma kapat\u0131labilir. Kredi borcunda oldu\u011fu gibi kredi kart\u0131 borcunda da vatanda\u015fa verilen s\u00fcre 90 g\u00fcnd\u00fcr. Bu zaman zarf\u0131nda \u00f6deme yap\u0131lmamas\u0131 halinde kart kapat\u0131larak hakk\u0131nda yasal takip yap\u0131l\u0131r. 90 g\u00fcnl\u00fck s\u00fcre bitti\u011finde\u00a0 7 g\u00fcn i\u00e7erisinde borcunuzu \u00f6demeniz i\u00e7in size ek s\u00fcre tan\u0131n\u0131r. Bu s\u00fcreyi de ge\u00e7irdi\u011finiz takdirde hakk\u0131n\u0131zda yasal i\u015flemler ba\u015flar.<\/p>\n

Kredi kart\u0131n\u0131z i\u015flemleri ile ilgili detayl\u0131 bilgiler almak i\u00e7in bankan\u0131z \u015fubesine ya da bankan\u0131z m\u00fc\u015fteri temsilcisi ile g\u00f6r\u00fc\u015fmeniz en sa\u011fl\u0131kl\u0131 olan\u0131d\u0131r. Do\u011fru ve detayl\u0131 bilgilendirme i\u00e7in en yak\u0131n banka \u015fubenizin adresine gidiniz.<\/p>\n","protected":false},"excerpt":{"rendered":"

Kredi Kart\u0131 Asgari \u00d6deme Tutar\u0131n\u0131 \u00d6\u011frenme G\u00fcn\u00fcm\u00fczde g\u00fcnl\u00fck ihtiya\u00e7lar\u0131n\u0131 art\u0131k bir\u00e7ok vatanda\u015f ge\u00e7im s\u0131k\u0131nt\u0131s\u0131 nedeniyle kredi kart\u0131 ile sa\u011flamaktad\u0131r. Bu yaz\u0131m\u0131zda ise kredi kart\u0131 asgari \u00f6deme hakk\u0131nda bilgilere yer verece\u011fiz. Kredi Kart\u0131 Asgari \u00d6deme Tutar\u0131 Nedir? Kredi kartlar\u0131ndaki asgari \u00f6deme tutar\u0131, kredi kart\u0131n\u0131n gelen ekstresinde ki borcun son \u00f6deme tarihine kadar vatanda\u015f taraf\u0131ndan \u00f6denmesi gereken … Devam\u0131n\u0131 oku…<\/a><\/p>\n","protected":false},"author":1,"featured_media":78043,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[21779],"tags":[],"_links":{"self":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts\/78042"}],"collection":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/comments?post=78042"}],"version-history":[{"count":0,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts\/78042\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/media\/78043"}],"wp:attachment":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/media?parent=78042"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/categories?post=78042"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/tags?post=78042"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}