{"id":78025,"date":"2020-02-27T20:40:27","date_gmt":"2020-02-27T17:40:27","guid":{"rendered":"https:\/\/www.sorubak.com\/blog\/?p=78025"},"modified":"2020-02-27T20:40:27","modified_gmt":"2020-02-27T17:40:27","slug":"2020-kredi-karti-faiz-oranlari-hakkinda-bilgiler","status":"publish","type":"post","link":"https:\/\/www.sorubak.com\/blog\/2020-kredi-karti-faiz-oranlari-hakkinda-bilgiler.html","title":{"rendered":"2020 Kredi Kart\u0131 Faiz Oranlar\u0131 Hakk\u0131nda Bilgiler"},"content":{"rendered":"<p><strong>2020 Kredi Kart\u0131 Faiz Oranlar\u0131 Hakk\u0131nda Bilgiler<\/strong><\/p>\n<p>G\u00fcn\u00fcm\u00fczde vatanda\u015flar her ge\u00e7en g\u00fcn kredi kart\u0131 kullan\u0131m\u0131 artt\u0131rmak ve bir\u00e7ok vatanda\u015f kredi kart\u0131 borcu \u00f6demesinden dolay\u0131 s\u0131k\u0131nt\u0131l\u0131 zamanlar ge\u00e7irmektedir.<\/p>\n<p>\u00d6zellikle \u00fclkemizde asgari \u00fccretle ge\u00e7inenler ba\u015fta olmak \u00fczere bir\u00e7ok insan masraflar\u0131n\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131n\u0131 kredi kart\u0131 kullanarak kar\u015f\u0131lamaktad\u0131r. \u00d6zellikle bilin\u00e7siz kredi kart\u0131 kullan\u0131m\u0131 y\u00fcz\u00fcnden her ge\u00e7en g\u00fcn \u00f6demeyece\u011fi tutarda borca giren vatanda\u015f\u0131n kart\u0131na banka taraf\u0131ndan t\u00fcm tutar\u0131 \u00f6deyemedi\u011fi takdirde belirli oranlarda faizler gelmektedir. Kredi kartlar\u0131nda asgari \u00f6deme yap\u0131ld\u0131\u011f\u0131nda da yine kredi kart\u0131na faiz i\u015flemekte ve bor\u00e7 her ge\u00e7en g\u00fcn i\u00e7inden \u00e7\u0131k\u0131lmaz bir hal almaktad\u0131r. Bu yaz\u0131m\u0131z i\u00e7eri\u011finde kredi kart\u0131 faiz oranlar\u0131 hakk\u0131nda bilgilere ve tavsiyelere yer verilecektir.<\/p>\n<p><strong>Kredi Kart\u0131 Se\u00e7iminde Dikkat Edilmesi Gerekenler<\/strong><\/p>\n<p>Vatanda\u015f\u0131n <strong>kredi kart\u0131<\/strong> almadan \u00f6nce mutlaka bankalar\u0131n kredi kartlar\u0131 ile ilgili kampanyalar\u0131n\u0131, faiz oranlar\u0131n\u0131, avantajlar\u0131n\u0131, aidat \u00fccreti al\u0131p almad\u0131\u011f\u0131n\u0131 vb. di\u011fer unsurlar\u0131 incelemesi olduk\u00e7a \u00f6nemlidir.\u00a0 Kendine uygun oldu\u011fu d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fc kredi kart\u0131n\u0131 alan vatanda\u015f kesinlikle maa\u015f\u0131ndan y\u00fcksek limitli ya da \u00f6demeyece\u011fi tutardan y\u00fcksek limite sahip bir kart almamal\u0131d\u0131r. \u0130\u00e7inde bulundu\u011fu durumu ve \u015fartlar\u0131 d\u00fc\u015f\u00fcnerek uygun bir limit belirlemelidir. Kredi kart\u0131 borcundan dolay\u0131 bir\u00e7ok ki\u015fi ya\u015fam\u0131\u015f oldu\u011fu manevi s\u0131k\u0131nt\u0131lar d\u0131\u015f\u0131nda ayr\u0131ca yasal sorunlar, icra takipleri ile de bo\u011fu\u015fmaktad\u0131r.<\/p>\n<p><strong>OCAK 2020 \u0130tibari \u0130le Kredi Kart\u0131 Faiz Oranlar\u0131<\/strong><\/p>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 taraf\u0131ndan kredi kartlar\u0131ndan uygulanacak faiz oranlar\u0131 hakk\u0131nda tebli\u011fin resmi gazete yay\u0131nlanmas\u0131 \u00fczerine kredi kartlar\u0131nda uygulanan ayl\u0131k azami akdi faiz (T\u00fcrk liras\u0131 t\u00fcr\u00fcnde) 1,60 oran\u0131ndan 1,40 oran\u0131na geriledi. Yabanc\u0131 para biriminde ise kredi kart\u0131nda uygulanan ayl\u0131k azami akdi faiz 1,28 oran\u0131ndan 1,12 oran\u0131na \u00e7ekildi. T\u00fcrk liras\u0131 t\u00fcr\u00fcnde kredi kart\u0131nda ayl\u0131k gecikme faizi ise %2 oran\u0131ndan %1,70 oran\u0131na d\u00fc\u015ft\u00fc.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>2020 Kredi Kart\u0131 Faiz Oranlar\u0131 Hakk\u0131nda Bilgiler G\u00fcn\u00fcm\u00fczde vatanda\u015flar her ge\u00e7en g\u00fcn kredi kart\u0131 kullan\u0131m\u0131 artt\u0131rmak ve bir\u00e7ok vatanda\u015f kredi kart\u0131 borcu \u00f6demesinden dolay\u0131 s\u0131k\u0131nt\u0131l\u0131 zamanlar ge\u00e7irmektedir. \u00d6zellikle \u00fclkemizde asgari \u00fccretle ge\u00e7inenler ba\u015fta olmak \u00fczere bir\u00e7ok insan masraflar\u0131n\u0131n b\u00fcy\u00fck bir k\u0131sm\u0131n\u0131 kredi kart\u0131 kullanarak kar\u015f\u0131lamaktad\u0131r. \u00d6zellikle bilin\u00e7siz kredi kart\u0131 kullan\u0131m\u0131 y\u00fcz\u00fcnden her ge\u00e7en g\u00fcn \u00f6demeyece\u011fi &#8230; <a title=\"2020 Kredi Kart\u0131 Faiz Oranlar\u0131 Hakk\u0131nda Bilgiler\" class=\"read-more\" href=\"https:\/\/www.sorubak.com\/blog\/2020-kredi-karti-faiz-oranlari-hakkinda-bilgiler.html\" aria-label=\"More on 2020 Kredi Kart\u0131 Faiz Oranlar\u0131 Hakk\u0131nda Bilgiler\">Devam\u0131n\u0131 oku&#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":77885,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[21779],"tags":[],"_links":{"self":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts\/78025"}],"collection":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/comments?post=78025"}],"version-history":[{"count":0,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/posts\/78025\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/media\/77885"}],"wp:attachment":[{"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/media?parent=78025"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/categories?post=78025"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sorubak.com\/blog\/wp-json\/wp\/v2\/tags?post=78025"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}